323 Taylors Chapel RdAnnistonAL36201
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 323 Taylors Chapel Rd, Anniston, AL, 36201 in Anniston. Priced at $139,900, it generates $1,381/mo in gross rent and $592/mo in net monthly cash flow, a 11.85% yield that comfortably supports the 2.20 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,098. Five-year appreciation: $38,652. Equity from principal paydown: $1,288/yr. Total projected cumulative return: $90,820.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.5% |
| Monthly Cash Flow | $592 | $300 |
City averages based on Anniston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,381 |
| Total Monthly Debt Service | $734 |
| DSCR Ratio | 1.88x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1976
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36201, Anniston, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,619 (100%) |
| Owner Occupied HU | 4,313 (50.0%) |
| Renter Occupied HU | 2,613 (30.3%) |
| Vacant Housing Units | 1,693 (19.6%) |
| Median Home Value | $83,629 |
| Average Home Value | $120,117 |
Housing Distribution
Address Breakdown
Residential
7,384
Single Family
7,140
Multi-Family
244
Businesses
983
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1976
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36201, Anniston, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,619 (100%) |
| Owner Occupied HU | 4,313 (50.0%) |
| Renter Occupied HU | 2,613 (30.3%) |
| Vacant Housing Units | 1,693 (19.6%) |
| Median Home Value | $83,629 |
| Average Home Value | $120,117 |
Housing Distribution
Address Breakdown
Residential
7,384
Single Family
7,140
Multi-Family
244
Businesses
983
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Phillip Winkles • Keller Williams Realty Group
Mls Name: GALMLS
Mls Provider:
Mls ID: #21389792
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.