323 PletzSan AntonioTX78226
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 323 Pletz, San Antonio, TX, 78226 in San Antonio at $145,000 earns $1,160/mo in rent and nets $129/mo after the $652/mo payment, a 9.6% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $40,061 over five years. Ziffy Mortgage underwrites this on a 1.78 DSCR without U.S. credit history. With $1,335/yr in principal paydown, total projected return reaches $63,886.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.8% |
| Monthly Cash Flow | $129 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,160 |
| Total Monthly Debt Service | $973 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
6,621 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78226, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,728 (100%) |
| Owner Occupied HU | 1,107 (40.6%) |
| Renter Occupied HU | 1,293 (47.4%) |
| Vacant Housing Units | 328 (12.0%) |
| Median Home Value | $117,511 |
| Average Home Value | $159,455 |
Housing Distribution
Address Breakdown
Residential
2,692
Single Family
2,014
Multi-Family
678
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
6,621 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78226, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,728 (100%) |
| Owner Occupied HU | 1,107 (40.6%) |
| Renter Occupied HU | 1,293 (47.4%) |
| Vacant Housing Units | 328 (12.0%) |
| Median Home Value | $117,511 |
| Average Home Value | $159,455 |
Housing Distribution
Address Breakdown
Residential
2,692
Single Family
2,014
Multi-Family
678
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Veronica Ramos • eXp Realty
Mls Name: LERA MLS
Mls ID: #1907359