323 Hill StMount JoyPA17552
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 323 Hill St, Mount Joy, PA, 17552 in Mount Joy. Priced at $309,000, it generates $2,777/mo in gross rent and $752/mo in net monthly cash flow, a 10.78% yield that comfortably supports the 2.00 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $9,024. Five-year appreciation: $85,371. Equity from principal paydown: $2,846/yr. Total projected cumulative return: $166,112.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.2% |
| Monthly Cash Flow | $752 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,777 |
| Total Monthly Debt Service | $1,902 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2003
3,485 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17552, Mount Joy, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,041 (100%) |
| Owner Occupied HU | 6,268 (69.3%) |
| Renter Occupied HU | 2,515 (27.8%) |
| Vacant Housing Units | 258 ( 2.9%) |
| Median Home Value | $339,472 |
| Average Home Value | $387,788 |
Housing Distribution
Address Breakdown
Residential
8,791
Single Family
8,711
Multi-Family
80
Businesses
473
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2003
3,485 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17552, Mount Joy, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,041 (100%) |
| Owner Occupied HU | 6,268 (69.3%) |
| Renter Occupied HU | 2,515 (27.8%) |
| Vacant Housing Units | 258 ( 2.9%) |
| Median Home Value | $339,472 |
| Average Home Value | $387,788 |
Housing Distribution
Address Breakdown
Residential
8,791
Single Family
8,711
Multi-Family
80
Businesses
473
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jason Burkholder • Hometown Property Sales
Mls Name: Bright MLS
Mls ID: #PALA2074342