3229 Taylor StreetSchenectadyNY12306
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Schenectady at 3229 Taylor Street, Schenectady, NY, 12306 offers $2,292/mo rent that, after a $1,344/mo payment, leaves $458/mo cash flow. Total monthly income is $2,292/mo, and annual cash flow is $5,501/yr on $91,013 cash. Return on cash invested measures 25.95% in year one, and rental yield stands at 10.02% at a $274,550 entry. Equity gained on principal adds $1,772/yr while 5% annual appreciation compounds into $75,853 by year five. Five-year ROI records 135.91% and total cumulative return in cash reaches $123,698. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,292/mo property income versus a $1,344/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1915
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12306, Schenectady, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,758 (100%) |
| Owner Occupied HU | 8,039 (63.0%) |
| Renter Occupied HU | 3,946 (30.9%) |
| Vacant Housing Units | 773 ( 6.1%) |
| Median Home Value | $249,354 |
| Average Home Value | $308,804 |
Housing Distribution
Address Breakdown
Residential
12,283
Single Family
11,893
Multi-Family
390
Businesses
507
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Listed by: Edward L Lichorat • All in 1 Realty LLC
Mls Name: Global MLS
Mls ID: #202529457