3228 Bergen StCharlottesvilleVA22902








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Charlottesville at 3228 Bergen St, Charlottesville, VA, 22902 earns $161/mo cash flow from $3,641/mo rent with a $2,741/mo payment. Total monthly income totals $3,641/mo, and annual cash flow totals $1,930/yr on $184,240 capital. ROI tracks 21.11% on current figures, and rental yield reads 7.8% at a $560,000 purchase. Equity gained on principal adds $3,614/yr, and 5% annual appreciation supports $154,718 over five years. Five-year ROI reaches 109.26% and total cumulative return in cash sums $201,305. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,641/mo property income instead of your personal income.
Townhouse
Built in 2019
3,484 sqft lot
$N/A/sqft
$375 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22902, Charlottesville, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,851 (100%) |
| Owner Occupied HU | 5,576 (51.4%) |
| Renter Occupied HU | 4,480 (41.3%) |
| Vacant Housing Units | 795 ( 7.3%) |
| Median Home Value | $451,661 |
| Average Home Value | $580,194 |
Housing Distribution
Address Breakdown
Residential
11,194
Single Family
9,644
Multi-Family
1,550
Businesses
1,901
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Listed by: Paul Mcartor • AVENUE REALTY, LLC
Mls Name: CAAR
Mls Provider:
Mls ID: #663243
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








