3227 Homewood RdDavidsonvilleMD21035
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 3227 Homewood Rd, Davidsonville, MD, 21035 in Davidsonville is a conservative rental investment at $899,000. Rental yield 6.83%. A 1.26 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $248,377; $8,280/yr in principal paydown supplements. Total projected return: $310,244.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.2% |
| Monthly Cash Flow | $(510) | $350 |
City averages based on Davidsonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,113 |
| Total Monthly Debt Service | $5,234 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21035, Davidsonville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,052 (100%) |
| Owner Occupied HU | 2,762 (90.5%) |
| Renter Occupied HU | 183 ( 6.0%) |
| Vacant Housing Units | 107 ( 3.5%) |
| Median Home Value | $837,416 |
| Average Home Value | $857,209 |
Housing Distribution
Address Breakdown
Residential
2,842
Single Family
2,842
Multi-Family
0
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21035, Davidsonville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,052 (100%) |
| Owner Occupied HU | 2,762 (90.5%) |
| Renter Occupied HU | 183 ( 6.0%) |
| Vacant Housing Units | 107 ( 3.5%) |
| Median Home Value | $837,416 |
| Average Home Value | $857,209 |
Housing Distribution
Address Breakdown
Residential
2,842
Single Family
2,842
Multi-Family
0
Businesses
155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDAA2133998