3226 Vacation LnSaint James CityFL33956








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Saint James City at 3226 Vacation Ln, Saint James City, FL, 33956 priced at $845,900 pairs $2,760/mo rent with after a $4,140/mo payment. Total monthly income equals $2,760/mo. Return on cash invested is 7.76% in year one, and rental yield stands at 3.92% on a $845,900 basis. Equity gained on principal adds $5,458/yr, and 5% annual appreciation accumulates to $233,707 by year five. Five-year ROI measures 38.24% and total cumulative return in cash reaches $106,410. For financing, Ziffy Mortgage’s DSCR program evaluates $2,760/mo property income against a $4,140/mo payment instead of your W2s, 1099s, or Tax returns.
Single Family
Built in 1971
10,541 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33956, Saint James City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,514 (100%) |
| Owner Occupied HU | 1,959 (55.7%) |
| Renter Occupied HU | 184 ( 5.2%) |
| Vacant Housing Units | 1,371 (39.0%) |
| Median Home Value | $481,848 |
| Average Home Value | $575,255 |
Housing Distribution
Address Breakdown
Residential
2,911
Single Family
2,911
Multi-Family
0
Businesses
135
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Listed by: Staci Stevens • Castaways Island Realty LLC
Mls Name: SWFLMLS
Mls Provider:
Mls ID: #225041906
Disclaimer: The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS. Copyright 2025 Southwest Florida MLS. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.








