3225 S Romrell LnAmmonID83406
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 3225 S Romrell Ln, Ammon, ID, 83406 in Ammon. Priced at $340,000, it generates $2,849/mo in gross rent and $893/mo in net monthly cash flow, a 10.05% yield that comfortably supports the 1.77 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,714. Five-year appreciation: $93,936. Equity from principal paydown: $2,850/yr. Total projected cumulative return: $179,384.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.0% |
| Monthly Cash Flow | $893 | $1,200 |
City averages based on Ammon market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,849 |
| Total Monthly Debt Service | $1,904 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83406, Idaho Falls, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,036 (100%) |
| Owner Occupied HU | 5,153 (73.2%) |
| Renter Occupied HU | 1,568 (22.3%) |
| Vacant Housing Units | 315 ( 4.5%) |
| Median Home Value | $445,947 |
| Average Home Value | $501,425 |
Housing Distribution
Address Breakdown
Residential
6,686
Single Family
6,568
Multi-Family
118
Businesses
292
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
