3221 3rd Ave NGreat FallsMT59401
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 3221 3rd Ave N, Great Falls, MT, 59401 in Great Falls: $1,921/mo in rent, $236/mo in net income, 8.18% gross yield, 1.76 DSCR, all at $242,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $67,109 in appreciation and $2,237/yr in principal paydown projects total cumulative return of $124,054.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.1% |
| Monthly Cash Flow | $236 | $420 |
City averages based on Great Falls market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,921 |
| Total Monthly Debt Service | $1,323 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
7,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59401, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,906 (100%) |
| Owner Occupied HU | 3,258 (47.2%) |
| Renter Occupied HU | 2,737 (39.6%) |
| Vacant Housing Units | 911 (13.2%) |
| Median Home Value | $245,188 |
| Average Home Value | $281,311 |
Housing Distribution
Address Breakdown
Residential
6,098
Single Family
5,252
Multi-Family
846
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
7,492 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59401, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,906 (100%) |
| Owner Occupied HU | 3,258 (47.2%) |
| Renter Occupied HU | 2,737 (39.6%) |
| Vacant Housing Units | 911 (13.2%) |
| Median Home Value | $245,188 |
| Average Home Value | $281,311 |
Housing Distribution
Address Breakdown
Residential
6,098
Single Family
5,252
Multi-Family
846
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joseph Lee • REAL Broker
Mls Name: MRMLS
Mls Provider:
Mls ID: #30041740
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.