322 N 4th StApolloPA15613
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.42% yield at 322 N 4th St, Apollo, PA, 15613 in Apollo is solid, but the $450/mo payment compresses net cash flow to $47/mo at $100,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $27,628 by year five, and $921/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.56) without U.S. income documentation. Total projected return: $41,117.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $47 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $702 |
| Total Monthly Debt Service | $616 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1895
3,441 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15613, Apollo, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,227 (100%) |
| Owner Occupied HU | 4,763 (76.5%) |
| Renter Occupied HU | 1,031 (16.6%) |
| Vacant Housing Units | 433 ( 7.0%) |
| Median Home Value | $229,848 |
| Average Home Value | $275,216 |
Housing Distribution
Address Breakdown
Residential
5,952
Single Family
5,941
Multi-Family
11
Businesses
276
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1895
3,441 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15613, Apollo, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,227 (100%) |
| Owner Occupied HU | 4,763 (76.5%) |
| Renter Occupied HU | 1,031 (16.6%) |
| Vacant Housing Units | 433 ( 7.0%) |
| Median Home Value | $229,848 |
| Average Home Value | $275,216 |
Housing Distribution
Address Breakdown
Residential
5,952
Single Family
5,941
Multi-Family
11
Businesses
276
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Giacchino • RE/MAX SELECT REALTY
Mls Name: WPMLS
Mls Provider:
Mls ID: #1715829
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.