322 Main StTheresaNY13691








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Theresa at 322 Main St, Theresa, NY, 13691 earns $226/mo cash flow from $1,495/mo rent with a $930/mo payment. Total monthly income totals $1,495/mo, and annual cash flow totals $2,714/yr on $62,985 capital. ROI tracks 24.22% on current figures, and rental yield reads 9.44% at a $190,000 purchase. Equity gained on principal adds $1,226/yr, and 5% annual appreciation supports $52,494 over five years. Five-year ROI reaches 126.66% and total cumulative return in cash sums $79,776. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,495/mo property income instead of your personal income.
Single Family
Built in 1850
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13691, Theresa, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,692 (100%) |
| Owner Occupied HU | 944 (55.8%) |
| Renter Occupied HU | 251 (14.8%) |
| Vacant Housing Units | 497 (29.4%) |
| Median Home Value | $196,957 |
| Average Home Value | $227,100 |
Housing Distribution
Address Breakdown
Residential
1,195
Single Family
1,113
Multi-Family
82
Businesses
33
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