322 Cole RdSarverPA16055
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 322 Cole Rd, Sarver, PA, 16055 in Sarver offers a clean, manageable entry. Rental yield 7.45%. DSCR 0.98 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $227,932 in additional property value over five years, with $7,598/yr in principal equity building ownership stake. Total projected cumulative return: $199,304.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $(281) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,622 |
| Total Monthly Debt Service | $5,078 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
5.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16055, Sarver, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,865 (100%) |
| Owner Occupied HU | 3,312 (85.7%) |
| Renter Occupied HU | 364 ( 9.4%) |
| Vacant Housing Units | 189 ( 4.9%) |
| Median Home Value | $353,945 |
| Average Home Value | $437,594 |
Housing Distribution
Address Breakdown
Residential
3,643
Single Family
3,643
Multi-Family
0
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
5.89 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16055, Sarver, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,865 (100%) |
| Owner Occupied HU | 3,312 (85.7%) |
| Renter Occupied HU | 364 ( 9.4%) |
| Vacant Housing Units | 189 ( 4.9%) |
| Median Home Value | $353,945 |
| Average Home Value | $437,594 |
Housing Distribution
Address Breakdown
Residential
3,643
Single Family
3,643
Multi-Family
0
Businesses
216
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bridget Fogarty • CENTURY 21 AMERICAN HERITAGE REALTY
Mls Name: WPMLS
Mls Provider:
Mls ID: #1696614
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.