321 Saint John RdBirminghamAL35215
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Birmingham at 321 Saint John Rd, Birmingham, AL, 35215 priced at $188,900 converts $1,739/mo rent into $672/mo cash flow after a $925/mo obligation. Total monthly income equals $1,739/mo, and annual cash flow totals $8,068/yr on $62,620 invested. Return on cash invested prints 32.79% in year one, and rental yield reads 11.05% against a $188,900 entry. Equity gained on principal adds $1,219/yr, while 5% annual appreciation compiles into $52,190 by year five. Five-year ROI reaches 171.28% and total cumulative return in cash sums $107,259. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,739/mo property income covering a $925/mo payment, not borrower’s personal income.
Single Family
Built in 1975
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35215, Birmingham, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,407 (100%) |
| Owner Occupied HU | 8,913 (45.9%) |
| Renter Occupied HU | 7,980 (41.1%) |
| Vacant Housing Units | 2,514 (13.0%) |
| Median Home Value | $162,989 |
| Average Home Value | $234,141 |
Housing Distribution
Address Breakdown
Residential
19,014
Single Family
15,777
Multi-Family
3,237
Businesses
835
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Listed by: Mattie Bell • Century 21 Advantage
Mls Name: GALMLS
Mls ID: #21440615