321 Pleasant AveOneidaNY13421
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Oneida at 321 Pleasant Ave, Oneida, NY, 13421 uses $63,946 cash to close to unlock $312/yr annual cash flow and $26/mo monthly cash flow. Total monthly income runs $1,314/mo, and a $944/mo payment keeps the spread at $26/mo. Purchase price stands at $192,900, and rental yield measures 8.17% with $1,314/mo rent. Return on cash invested shows 20.4% in year one, and 5% annual appreciation builds toward $53,295 over five years. Five-year ROI reaches 106.1% and total cumulative return in cash records $67,847. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,314/mo property income covering a $944/mo payment rather than investor’s personal income.
Single Family
Built in 1900
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13421, Oneida, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,145 (100%) |
| Owner Occupied HU | 3,407 (55.4%) |
| Renter Occupied HU | 2,160 (35.2%) |
| Vacant Housing Units | 578 ( 9.4%) |
| Median Home Value | $191,504 |
| Average Home Value | $268,352 |
Housing Distribution
Address Breakdown
Residential
5,713
Single Family
5,287
Multi-Family
426
Businesses
491
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices