321 NE Elmhurst AveBartlesvilleOK74006
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 321 NE Elmhurst Ave, Bartlesville, OK, 74006 in Bartlesville speaks for itself: 14.62% gross on a $133,500 price, generating $1,626/mo in rent and $727/mo in net income after the $600/mo debt service. DSCR 2.71, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,722 stacks alongside $36,884 in projected five-year appreciation and $1,230/yr in principal reduction. Projected total cumulative return: $97,778.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.6% | 7.8% |
| Monthly Cash Flow | $727 | $320 |
City averages based on Bartlesville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,626 |
| Total Monthly Debt Service | $846 |
| DSCR Ratio | 1.92x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
4,878 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74006, Bartlesville, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,404 (100%) |
| Owner Occupied HU | 8,266 (66.6%) |
| Renter Occupied HU | 3,133 (25.3%) |
| Vacant Housing Units | 1,005 ( 8.1%) |
| Median Home Value | $212,189 |
| Average Home Value | $251,773 |
Housing Distribution
Address Breakdown
Residential
12,106
Single Family
11,209
Multi-Family
897
Businesses
913
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
4,878 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74006, Bartlesville, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,404 (100%) |
| Owner Occupied HU | 8,266 (66.6%) |
| Renter Occupied HU | 3,133 (25.3%) |
| Vacant Housing Units | 1,005 ( 8.1%) |
| Median Home Value | $212,189 |
| Average Home Value | $251,773 |
Housing Distribution
Address Breakdown
Residential
12,106
Single Family
11,209
Multi-Family
897
Businesses
913
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Barbara Hopper • Chinowth & Cohen
Mls Name: MLS Technology, Inc.
Mls Provider:
Mls ID: #2311449
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.