321 FergusonSan AntonioTX78203
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 321 Ferguson, San Antonio, TX, 78203 in San Antonio is listed at $119,900 and delivers $1,244/mo in rent and $391/mo in net monthly cash flow. The 12.45% yield and 2.31 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $33,126 over five years, and $1,104/yr in principal reduction supplements cash return. Total projected cumulative return: $71,196.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 5.8% |
| Monthly Cash Flow | $391 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,244 |
| Total Monthly Debt Service | $805 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1945
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78203, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,297 (100%) |
| Owner Occupied HU | 1,028 (44.8%) |
| Renter Occupied HU | 877 (38.2%) |
| Vacant Housing Units | 392 (17.1%) |
| Median Home Value | $162,500 |
| Average Home Value | $211,751 |
Housing Distribution
Address Breakdown
Residential
2,251
Single Family
2,188
Multi-Family
63
Businesses
174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1945
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78203, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,297 (100%) |
| Owner Occupied HU | 1,028 (44.8%) |
| Renter Occupied HU | 877 (38.2%) |
| Vacant Housing Units | 392 (17.1%) |
| Median Home Value | $162,500 |
| Average Home Value | $211,751 |
Housing Distribution
Address Breakdown
Residential
2,251
Single Family
2,188
Multi-Family
63
Businesses
174
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Toni Smart • Smart Group, REALTORS
Mls Name: SABOR
Mls ID: #1893338