321 Dragonfly ParkHuttoTX78634
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 321 Dragonfly Park, Hutto, TX, 78634 in Hutto. At $281,990 it earns $2,370/mo in rent and distributes $245/mo to the owner after the $1,268/mo payment, a consistent 10.09% yield. DSCR 1.87 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $77,909 in value; $2,597/yr in principal paydown compounds ownership stake. Total projected return: $131,538.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.2% |
| Monthly Cash Flow | $245 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,370 |
| Total Monthly Debt Service | $1,893 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78634, Hutto, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,720 (100%) |
| Owner Occupied HU | 14,287 (76.3%) |
| Renter Occupied HU | 3,875 (20.7%) |
| Vacant Housing Units | 558 ( 3.0%) |
| Median Home Value | $461,613 |
| Average Home Value | $543,792 |
Housing Distribution
Address Breakdown
Residential
18,188
Single Family
16,326
Multi-Family
1,862
Businesses
1,082
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78634, Hutto, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,720 (100%) |
| Owner Occupied HU | 14,287 (76.3%) |
| Renter Occupied HU | 3,875 (20.7%) |
| Vacant Housing Units | 558 ( 3.0%) |
| Median Home Value | $461,613 |
| Average Home Value | $543,792 |
Housing Distribution
Address Breakdown
Residential
18,188
Single Family
16,326
Multi-Family
1,862
Businesses
1,082
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices