321 Avenue CWilderID83676
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 321 Avenue C, Wilder, ID, 83676 in Wilder at $325,000. Rent of $1,888/mo nets $18/mo after debt service. The 6.97% yield and 1.29 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $89,792 by year five, and $2,993/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $123,870.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 5.2% |
| Monthly Cash Flow | $18 | $300 |
City averages based on Wilder market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,888 |
| Total Monthly Debt Service | $1,740 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2024
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83676, Wilder, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,951 (100%) |
| Owner Occupied HU | 1,422 (72.9%) |
| Renter Occupied HU | 401 (20.6%) |
| Vacant Housing Units | 128 ( 6.6%) |
| Median Home Value | $488,444 |
| Average Home Value | $550,517 |
Housing Distribution
Address Breakdown
Residential
1,830
Single Family
1,830
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2024
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83676, Wilder, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,951 (100%) |
| Owner Occupied HU | 1,422 (72.9%) |
| Renter Occupied HU | 401 (20.6%) |
| Vacant Housing Units | 128 ( 6.6%) |
| Median Home Value | $488,444 |
| Average Home Value | $550,517 |
Housing Distribution
Address Breakdown
Residential
1,830
Single Family
1,830
Multi-Family
0
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nathan Danner • exp Realty, LLC
Mls Name: IMLS
Mls Provider:
Mls ID: #98933541
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.