3206 Lumber Falls DrPlant CityFL33565
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 3206 Lumber Falls Dr, Plant City, FL, 33565 in Plant City is a conservative rental investment at $469,665. Rental yield 7.35%. A 1.36 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $129,760; $4,326/yr in principal paydown supplements. Total projected return: $155,234.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 7.5% |
| Monthly Cash Flow | $(379) | $300 |
City averages based on Plant City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,878 |
| Total Monthly Debt Service | $3,070 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
7,860 sqft lot
$N/A/sqft
$140 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33565, Plant City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,420 (100%) |
| Owner Occupied HU | 6,683 (79.4%) |
| Renter Occupied HU | 981 (11.7%) |
| Vacant Housing Units | 756 ( 9.0%) |
| Median Home Value | $416,130 |
| Average Home Value | $414,913 |
Housing Distribution
Address Breakdown
Residential
7,643
Single Family
6,800
Multi-Family
843
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
7,860 sqft lot
$N/A/sqft
$140 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33565, Plant City, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,420 (100%) |
| Owner Occupied HU | 6,683 (79.4%) |
| Renter Occupied HU | 981 (11.7%) |
| Vacant Housing Units | 756 ( 9.0%) |
| Median Home Value | $416,130 |
| Average Home Value | $414,913 |
Housing Distribution
Address Breakdown
Residential
7,643
Single Family
6,800
Multi-Family
843
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Campbell • TAYLOR MORRISON REALTY OF FL
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8388014
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