3202 Kay Don RdPine BluffAR71603
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 3202 Kay Don Rd, Pine Bluff, AR, 71603 in Pine Bluff deserves attention. This $164,900 property earns $1,591/mo in rent, a 11.58% gross yield, and nets $600/mo after the $741/mo payment. DSCR 2.15 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $45,559 compounds alongside $1,519/yr in yearly equity build, for a total cumulative return of $101,033.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 7.0% |
| Monthly Cash Flow | $600 | $300 |
City averages based on Pine Bluff market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,591 |
| Total Monthly Debt Service | $926 |
| DSCR Ratio | 1.72x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71603, Pine Bluff, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,008 (100%) |
| Owner Occupied HU | 7,681 (54.8%) |
| Renter Occupied HU | 4,534 (32.4%) |
| Vacant Housing Units | 1,793 (12.8%) |
| Median Home Value | $143,543 |
| Average Home Value | $183,568 |
Housing Distribution
Address Breakdown
Residential
13,392
Single Family
11,747
Multi-Family
1,645
Businesses
787
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71603, Pine Bluff, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,008 (100%) |
| Owner Occupied HU | 7,681 (54.8%) |
| Renter Occupied HU | 4,534 (32.4%) |
| Vacant Housing Units | 1,793 (12.8%) |
| Median Home Value | $143,543 |
| Average Home Value | $183,568 |
Housing Distribution
Address Breakdown
Residential
13,392
Single Family
11,747
Multi-Family
1,645
Businesses
787
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CARMLS
Mls ID: #26011339