3200 River Ranch Blvd #205River RanchFL33867
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 3200 River Ranch Blvd #205, River Ranch, FL, 33867 in River Ranch clears it at 1.68, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 9.09%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $46,692; $1,557/yr in principal equity; total projected return: $41,683.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.0% |
| Monthly Cash Flow | $(391) | $1,200 |
City averages based on River Ranch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,280 |
| Total Monthly Debt Service | $1,603 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1966
327 sqft lot
$N/A/sqft
$549 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33867, River Ranch, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 184 (100%) |
| Owner Occupied HU | 20 (10.9%) |
| Renter Occupied HU | 5 ( 2.7%) |
| Vacant Housing Units | 159 (86.4%) |
| Median Home Value | $137,500 |
| Average Home Value | $168,375 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1966
327 sqft lot
$N/A/sqft
$549 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33867, River Ranch, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 184 (100%) |
| Owner Occupied HU | 20 (10.9%) |
| Renter Occupied HU | 5 ( 2.7%) |
| Vacant Housing Units | 159 (86.4%) |
| Median Home Value | $137,500 |
| Average Home Value | $168,375 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Chandler • EXP REALTY, LLC
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #U8253665
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