320 White Lily Church RdSomersetKY42501








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Somerset at 320 White Lily Church Rd, Somerset, KY, 42501 with 5% annual appreciation on a $260,000 basis while $2,410/mo rent supports operations. Total monthly income totals $2,410/mo and a $1,273/mo payment preserves $827/mo for cash returns. Annual cash flow comes to $9,926/yr on $86,190 deployed, and return on cash invested reaches 31.43% in year one. Equity gained on principal adds $1,678/yr, and five-year appreciation sums $71,833 alongside rental yield of 11.12%. Five-year ROI measures 164.52% and total cumulative return in cash totals $141,797.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,410/mo property income versus a $1,273/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2005
1.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42501, Somerset, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,624 (100%) |
| Owner Occupied HU | 4,624 (53.6%) |
| Renter Occupied HU | 2,893 (33.5%) |
| Vacant Housing Units | 1,107 (12.8%) |
| Median Home Value | $167,347 |
| Average Home Value | $236,454 |
Housing Distribution
Address Breakdown
Residential
7,945
Single Family
7,728
Multi-Family
217
Businesses
1,026
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Listed by: Rita Wright • Wright Realty
Mls Name: Bluegrass REALTORS
Mls Provider:
Mls ID: #23011338
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