320 Toledo StAdrianMI49221
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 320 Toledo St, Adrian, MI, 49221 in Adrian: $3,485/mo in rent, $2,496/mo net, 27.9% gross yield, all on a $149,900 acquisition. The 5.17 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $41,415 in value, and $1,381/yr in principal paydown steadily builds equity. Projected total cumulative return: $217,799.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 27.9% | 8.2% |
| Monthly Cash Flow | $2,496 | $450 |
City averages based on Adrian market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,485 |
| Total Monthly Debt Service | $929 |
| DSCR Ratio | 3.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1899
6,534 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1899
6,534 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices