320 S Mill StSaint ClairPA17970
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Saint Clair at 320 S Mill St, Saint Clair, PA, 17970 generates $1,458/mo in rent and, after a $715/mo payment, leaves $501/mo in cash flow. Total monthly income is $1,458/mo, and annual cash flow is $6,011/yr on $48,399 invested. Return on cash invested sits at 32.33% in year one, and rental yield is 11.98% on a $146,000 entry. Equity gained on principal adds $942/yr, while 5% annual appreciation builds toward $40,337 over five years. Five-year ROI reaches 169.93% and total cumulative return in cash sums $82,246. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,458/mo property income rather than buyer’s personal income.
Single Family
Built in 1900
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17970, Saint Clair, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,723 (100%) |
| Owner Occupied HU | 1,024 (59.4%) |
| Renter Occupied HU | 393 (22.8%) |
| Vacant Housing Units | 306 (17.8%) |
| Median Home Value | $86,111 |
| Average Home Value | $131,870 |
Housing Distribution
Address Breakdown
Residential
1,500
Single Family
1,478
Multi-Family
22
Businesses
125
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Listed by: Kelly Unger • Keller Williams of Central PA
Mls Name: Bright MLS
Mls ID: #PASK2024028