320 S Jefferson StCentraliaMO65240








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Centralia at 320 S Jefferson St, Centralia, MO, 65240 listed at $329,900 pairs $2,209/mo rent with a $1,615/mo payment to leave $154/mo cash flow. Total monthly income runs $2,209/mo, and annual cash flow reaches $1,850/yr on $109,362 cash to close. Return on cash invested measures 21.6% in year one, and rental yield registers 8.04% at a $329,900 basis. Equity gained on principal adds $2,129/yr, and annual property appreciation at 5% supports $91,145 by year five. Five-year ROI tracks 111.99% and total cumulative return in cash totals $122,475. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,209/mo property income relative to a $1,615/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 2007
9,648 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65240, Centralia, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,431 (100%) |
| Owner Occupied HU | 2,557 (74.5%) |
| Renter Occupied HU | 699 (20.4%) |
| Vacant Housing Units | 175 ( 5.1%) |
| Median Home Value | $195,056 |
| Average Home Value | $239,248 |
Housing Distribution
Address Breakdown
Residential
3,333
Single Family
3,333
Multi-Family
0
Businesses
205
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Listed by: Darren Adams • Adams Realty Investments, LLC
Mls Name: CBORMLS
Mls Provider:
Mls ID: #427056
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