320 Prospect St, Dixon, IL, 61021 | $268/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Dixon at 320 Prospect St, Dixon, IL, 61021 with 5% annual appreciation on a $214,900 basis while $1,759/mo rent supports operations. Total monthly income totals $1,759/mo and a $1,052/mo payment preserves $268/mo for cash returns. Annual cash flow comes to $3,219/yr on $71,239 deployed, and return on cash invested reaches 24.43% in year one. Equity gained on principal adds $1,387/yr, and five-year appreciation sums $59,373 alongside rental yield of 9.82%. Five-year ROI measures 128.09% and total cumulative return in cash totals $91,254.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,759/mo property income versus a $1,052/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1963

7,500 sqft lot

$N/A/sqft

No HOA