320 Park StHaworthNJ07641
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 320 Park St, Haworth, NJ, 07641 in Haworth worth study. Rental yield 4.94%. The 4.94% gross yield is below cash-flow benchmarks at $1,550,000, but 5% annual appreciation, adding $428,236 over five years, frames this as a capital growth position. Rent of $6,376/mo partially offsets the $6,970/mo payment. Ziffy Mortgage finances appreciation-play properties (0.91 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $293,412.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 6.2% |
| Monthly Cash Flow | $(4,673) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $6,376 |
| Total Monthly Debt Service | $10,431 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07641, Haworth, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,141 (100%) |
| Owner Occupied HU | 1,038 (91.0%) |
| Renter Occupied HU | 65 ( 5.7%) |
| Vacant Housing Units | 38 ( 3.3%) |
| Median Home Value | $842,005 |
| Average Home Value | $911,084 |
Housing Distribution
Address Breakdown
Residential
1,125
Single Family
1,125
Multi-Family
0
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07641, Haworth, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,141 (100%) |
| Owner Occupied HU | 1,038 (91.0%) |
| Renter Occupied HU | 65 ( 5.7%) |
| Vacant Housing Units | 38 ( 3.3%) |
| Median Home Value | $842,005 |
| Average Home Value | $911,084 |
Housing Distribution
Address Breakdown
Residential
1,125
Single Family
1,125
Multi-Family
0
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Karen Leddy • Coldwell Banker, Alpine/Closter
Mls Name: NJMLS
Mls ID: #26002903