320 N Main StreetBillingsMO65610
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 320 N Main Street, Billings, MO, 65610 in Billings. Rental yield 7.44%. The 1.38 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $42,824 and $1,428/yr in principal reduction project total return of $58,554.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $(4) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $961 |
| Total Monthly Debt Service | $904 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1987
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65610, Billings, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,302 (100%) |
| Owner Occupied HU | 1,867 (81.1%) |
| Renter Occupied HU | 311 (13.5%) |
| Vacant Housing Units | 124 ( 5.4%) |
| Median Home Value | $308,128 |
| Average Home Value | $348,041 |
Housing Distribution
Address Breakdown
Residential
2,183
Single Family
2,167
Multi-Family
16
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1987
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65610, Billings, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,302 (100%) |
| Owner Occupied HU | 1,867 (81.1%) |
| Renter Occupied HU | 311 (13.5%) |
| Vacant Housing Units | 124 ( 5.4%) |
| Median Home Value | $308,128 |
| Average Home Value | $348,041 |
Housing Distribution
Address Breakdown
Residential
2,183
Single Family
2,167
Multi-Family
16
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices