320 Montgomery St, Saint Charles, MO, 63301 | $144/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Saint Charles at 320 Montgomery St, Saint Charles, MO, 63301 generates $1,607/mo in rent and, after a $1,150/mo payment, leaves $144/mo in cash flow. Total monthly income is $1,607/mo, and annual cash flow is $1,726/yr on $77,869 invested. Return on cash invested sits at 22.13% in year one, and rental yield is 8.21% on a $234,900 entry. Equity gained on principal adds $1,516/yr, while 5% annual appreciation builds toward $64,899 over five years. Five-year ROI reaches 114.77% and total cumulative return in cash sums $89,373. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,607/mo property income rather than buyer’s personal income.

Single Family

Built in 1950

5,523 sqft lot

$N/A/sqft

No HOA