320 Monica LnOswegoIL60543
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Oswego at 320 Monica Ln, Oswego, IL, 60543 with 5% annual appreciation on a $449,990 basis while $4,147/mo rent supports operations. Total monthly income totals $4,147/mo and a $2,202/mo payment preserves $1,026/mo for cash returns. Annual cash flow comes to $12,315/yr on $149,172 deployed, and return on cash invested reaches 28.16% in year one. Equity gained on principal adds $2,904/yr, and five-year appreciation sums $124,324 alongside rental yield of 11.06%. Five-year ROI measures 148.11% and total cumulative return in cash totals $220,935.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $4,147/mo property income versus a $2,202/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2025
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60543, Oswego, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,890 (100%) |
| Owner Occupied HU | 11,607 (78.0%) |
| Renter Occupied HU | 2,638 (17.7%) |
| Vacant Housing Units | 645 ( 4.3%) |
| Median Home Value | $339,936 |
| Average Home Value | $357,657 |
Housing Distribution
Address Breakdown
Residential
14,477
Single Family
13,886
Multi-Family
591
Businesses
993
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