320 Joplin St, Baltimore, MD, 21224 | $510/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Baltimore at 320 Joplin St, Baltimore, MD, 21224 priced at $219,925 converts $1,877/mo rent into $510/mo cash flow after a $1,076/mo obligation. Total monthly income equals $1,877/mo, and annual cash flow totals $6,115/yr on $72,905 invested. Return on cash invested prints 28.3% in year one, and rental yield reads 10.24% against a $219,925 entry. Equity gained on principal adds $1,419/yr, while 5% annual appreciation compiles into $60,761 by year five. Five-year ROI reaches 147.89% and total cumulative return in cash sums $107,820. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,877/mo property income covering a $1,076/mo payment, not borrower’s personal income.

Townhouse

Built in 1951

2,178 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21224, Baltimore, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	25,761 (100%)
Owner Occupied HU	11,693 (45.4%)
Renter Occupied HU	11,336 (44.0%)
Vacant Housing Units	2,732 (10.6%)
Median Home Value	$309,162
Average Home Value	$337,987