320 Calhoun St, Union City, MI, 49094 | $363/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Union City at 320 Calhoun St, Union City, MI, 49094 offers $2,176/mo rent that, after a $1,346/mo payment, leaves $363/mo cash flow. Total monthly income is $2,176/mo, and annual cash flow is $4,350/yr on $91,163 cash. Return on cash invested measures 24.68% in year one, and rental yield stands at 9.5% at a $275,000 entry. Equity gained on principal adds $1,775/yr while 5% annual appreciation compounds into $75,977 by year five. Five-year ROI records 128.99% and total cumulative return in cash reaches $117,587. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,176/mo property income versus a $1,346/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1890

0.72 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 49094, Union City, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,816 (100%)
Owner Occupied HU	1,298 (71.5%)
Renter Occupied HU	336 (18.5%)
Vacant Housing Units	182 (10.0%)
Median Home Value	$157,353
Average Home Value	$197,993