320 Brookhaven CourtSebastopolCA95472
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 320 Brookhaven Court, Sebastopol, CA, 95472 in Sebastopol worth modelling. At $875,000 with a 7.49% gross yield, the $5,460/mo rent leaves $47/mo after the $3,935/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.39 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $241,746 by year five; $8,059/yr in principal reduction adds further equity. Total projected return: $334,775.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $47 | $200 |
City averages based on Sebastopol market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,460 |
| Total Monthly Debt Service | $5,065 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
5,048 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95472, Sebastopol, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,599 (100%) |
| Owner Occupied HU | 7,901 (62.7%) |
| Renter Occupied HU | 3,786 (30.1%) |
| Vacant Housing Units | 912 ( 7.2%) |
| Median Home Value | $1,028,091 |
| Average Home Value | $1,150,215 |
Housing Distribution
Address Breakdown
Residential
11,578
Single Family
11,232
Multi-Family
346
Businesses
831
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
5,048 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95472, Sebastopol, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,599 (100%) |
| Owner Occupied HU | 7,901 (62.7%) |
| Renter Occupied HU | 3,786 (30.1%) |
| Vacant Housing Units | 912 ( 7.2%) |
| Median Home Value | $1,028,091 |
| Average Home Value | $1,150,215 |
Housing Distribution
Address Breakdown
Residential
11,578
Single Family
11,232
Multi-Family
346
Businesses
831
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: BAREIS
Mls ID: #326024507