320-322 Old Bedford RoadWestportMA02790
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 320-322 Old Bedford Road, Westport, MA, 02790 in Westport at $540,000, 5.35% gross yield, is a market-growth asset. Rental yield 5.35%. The $2,407/mo rent partially funds the $2,428/mo debt service; the core return is the 5%/yr price growth projected to add $149,192 over five years. Ziffy Mortgage's DSCR mortgage (0.99) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $140,926.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 5.2% |
| Monthly Cash Flow | $(996) | $450 |
City averages based on Westport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,407 |
| Total Monthly Debt Service | $3,189 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1880
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02790, Westport, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,021 (100%) |
| Owner Occupied HU | 5,832 (72.7%) |
| Renter Occupied HU | 1,211 (15.1%) |
| Vacant Housing Units | 978 (12.2%) |
| Median Home Value | $612,765 |
| Average Home Value | $660,319 |
Housing Distribution
Address Breakdown
Residential
7,140
Single Family
6,971
Multi-Family
169
Businesses
619
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1880
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02790, Westport, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,021 (100%) |
| Owner Occupied HU | 5,832 (72.7%) |
| Renter Occupied HU | 1,211 (15.1%) |
| Vacant Housing Units | 978 (12.2%) |
| Median Home Value | $612,765 |
| Average Home Value | $660,319 |
Housing Distribution
Address Breakdown
Residential
7,140
Single Family
6,971
Multi-Family
169
Businesses
619
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tiffany Callahan • Greer Real Estate, LLC
Mls Name: CCIMLS
Mls ID: #22600302