320 2nd St SShelbyMT59474
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Shelby at 320 2nd St S, Shelby, MT, 59474 uses $43,095 cash to close to unlock $2,474/yr annual cash flow and $206/mo monthly cash flow. Total monthly income runs $979/mo, and a $636/mo payment keeps the spread at $206/mo. Purchase price stands at $130,000, and rental yield measures 9.04% with $979/mo rent. Return on cash invested shows 25.65% in year one, and 5% annual appreciation builds toward $35,917 over five years. Five-year ROI reaches 133.39% and total cumulative return in cash records $57,483. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $979/mo property income covering a $636/mo payment rather than investor’s personal income.
Single Family
Built in 1949
6,011 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59474, Shelby, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,630 (100%) |
| Owner Occupied HU | 825 (50.6%) |
| Renter Occupied HU | 429 (26.3%) |
| Vacant Housing Units | 376 (23.1%) |
| Median Home Value | $235,112 |
| Average Home Value | $297,739 |
Housing Distribution
Address Breakdown
Residential
1,193
Single Family
1,064
Multi-Family
129
Businesses
231
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Listed by: Lacetta Isenberg • Home Sweet Home Realty Group LLC
Mls Name: MRMLS
Mls Provider:
Mls ID: #30041181
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.