32 Quincy StRochesterNY14609
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 32 Quincy St, Rochester, NY, 14609 in Rochester speaks for itself: 14.26% gross on a $129,900 price, generating $1,543/mo in rent and $676/mo in net income after the $584/mo debt service. DSCR 2.64, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,109 stacks alongside $35,889 in projected five-year appreciation and $1,196/yr in principal reduction. Projected total cumulative return: $93,056.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.3% | 6.2% |
| Monthly Cash Flow | $676 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,543 |
| Total Monthly Debt Service | $816 |
| DSCR Ratio | 1.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
5,044 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14609, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,305 (100%) |
| Owner Occupied HU | 10,153 (52.6%) |
| Renter Occupied HU | 7,921 (41.0%) |
| Vacant Housing Units | 1,231 ( 6.4%) |
| Median Home Value | $165,149 |
| Average Home Value | $213,857 |
Housing Distribution
Address Breakdown
Residential
18,135
Single Family
16,526
Multi-Family
1,609
Businesses
857
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
5,044 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14609, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,305 (100%) |
| Owner Occupied HU | 10,153 (52.6%) |
| Renter Occupied HU | 7,921 (41.0%) |
| Vacant Housing Units | 1,231 ( 6.4%) |
| Median Home Value | $165,149 |
| Average Home Value | $213,857 |
Housing Distribution
Address Breakdown
Residential
18,135
Single Family
16,526
Multi-Family
1,609
Businesses
857
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices