32 Mount Stuart RoadSchenectadyNY12304








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Schenectady at 32 Mount Stuart Road, Schenectady, NY, 12304 at $174,900 posts ROI 51.41% with $1,522/mo cash flow from $2,690/mo rent. Total monthly income equals $2,690/mo, and annual cash flow records $18,265/yr on $57,979 to close. Return on cash invested measures 51.41% and rental yield reads 18.46% at the current $174,900. Equity gained on principal adds $1,129/yr, and 5% annual appreciation supports $48,322 by year five. Five-year ROI prints 272.5% and total cumulative return in cash totals $157,992.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $2,690/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1920
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12304, Schenectady, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,827 (100%) |
| Owner Occupied HU | 5,220 (53.1%) |
| Renter Occupied HU | 4,011 (40.8%) |
| Vacant Housing Units | 596 ( 6.1%) |
| Median Home Value | $214,106 |
| Average Home Value | $258,404 |
Housing Distribution
Address Breakdown
Residential
8,914
Single Family
8,353
Multi-Family
561
Businesses
558
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Anja Schuessler • Berkshire Hathaway HomeServices Blake, REALTORS
Mls Name: Global MLS
Mls ID: #202529317








