32 Hillcrest RdBurlingtonMA01803
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 32 Hillcrest Rd, Burlington, MA, 01803 in Burlington at $745,000 earns $4,747/mo in rent and nets $52/mo after the $3,350/mo payment, a 7.65% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $205,830 over five years. Ziffy Mortgage underwrites this on a 1.42 DSCR without U.S. credit history. With $6,862/yr in principal paydown, total projected return reaches $286,159.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.5% |
| Monthly Cash Flow | $52 | $550 |
City averages based on Burlington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,747 |
| Total Monthly Debt Service | $4,399 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
7,501 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01803, Burlington, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,547 (100%) |
| Owner Occupied HU | 6,770 (64.2%) |
| Renter Occupied HU | 3,318 (31.5%) |
| Vacant Housing Units | 459 ( 4.4%) |
| Median Home Value | $779,361 |
| Average Home Value | $831,582 |
Housing Distribution
Address Breakdown
Residential
10,308
Single Family
7,110
Multi-Family
3,198
Businesses
1,651
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
7,501 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01803, Burlington, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,547 (100%) |
| Owner Occupied HU | 6,770 (64.2%) |
| Renter Occupied HU | 3,318 (31.5%) |
| Vacant Housing Units | 459 ( 4.4%) |
| Median Home Value | $779,361 |
| Average Home Value | $831,582 |
Housing Distribution
Address Breakdown
Residential
10,308
Single Family
7,110
Multi-Family
3,198
Businesses
1,651
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices