32 Catalpa RoadWiltonCT06897
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 32 Catalpa Road, Wilton, CT, 06897 in Wilton is straightforward: $998,000 in, $8,159/mo in rent, $1,378/mo out after debt service. The 9.81% gross yield and 1.82 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $275,729 by year five. With $9,192/yr in principal equity, the total cumulative return is projected at $469,713.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.0% |
| Monthly Cash Flow | $1,378 | $1,500 |
City averages based on Wilton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,159 |
| Total Monthly Debt Service | $6,384 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1909
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06897, Wilton, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,687 (100%) |
| Owner Occupied HU | 5,313 (79.5%) |
| Renter Occupied HU | 960 (14.4%) |
| Vacant Housing Units | 414 ( 6.2%) |
| Median Home Value | $898,026 |
| Average Home Value | $999,354 |
Housing Distribution
Address Breakdown
Residential
6,510
Single Family
6,027
Multi-Family
483
Businesses
767
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1909
1.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06897, Wilton, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,687 (100%) |
| Owner Occupied HU | 5,313 (79.5%) |
| Renter Occupied HU | 960 (14.4%) |
| Vacant Housing Units | 414 ( 6.2%) |
| Median Home Value | $898,026 |
| Average Home Value | $999,354 |
Housing Distribution
Address Breakdown
Residential
6,510
Single Family
6,027
Multi-Family
483
Businesses
767
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Smart MLS
Mls ID: #24141023