32 Bear Hill RdDunstableMA01827
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 32 Bear Hill Rd, Dunstable, MA, 01827 in Dunstable at $1,175,000, 5.97% gross yield, is a market-growth asset. Rental yield 5.97%. The $5,849/mo rent partially funds the $5,284/mo debt service; the core return is the 5%/yr price growth projected to add $324,631 over five years. Ziffy Mortgage's DSCR mortgage (1.11) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $345,951.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.2% |
| Monthly Cash Flow | $(1,557) | $8,500 |
City averages based on Dunstable market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,849 |
| Total Monthly Debt Service | $6,938 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
2.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01827, Dunstable, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,161 (100%) |
| Owner Occupied HU | 1,051 (90.5%) |
| Renter Occupied HU | 74 ( 6.4%) |
| Vacant Housing Units | 36 ( 3.1%) |
| Median Home Value | $734,060 |
| Average Home Value | $799,715 |
Housing Distribution
Address Breakdown
Residential
1,100
Single Family
1,100
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
2.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01827, Dunstable, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,161 (100%) |
| Owner Occupied HU | 1,051 (90.5%) |
| Renter Occupied HU | 74 ( 6.4%) |
| Vacant Housing Units | 36 ( 3.1%) |
| Median Home Value | $734,060 |
| Average Home Value | $799,715 |
Housing Distribution
Address Breakdown
Residential
1,100
Single Family
1,100
Multi-Family
0
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kiley Brock Team • Compass
Mls Name: MLS PIN
Mls ID: #73433158