31970 Klondike AveMiamiMO65344
INVESTMENT ANALYSIS
Investment Verdict
Solid Income31970 Klondike Ave, Miami, MO, 65344 in Miami is a solid income-producing rental, 9.08% gross yield, $1,437/mo rent, $254/mo net cash flow on a $189,900 buy. DSCR 1.68 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $52,466 and $1,749/yr in principal reduction project a total cumulative return of $88,398.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $254 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,437 |
| Total Monthly Debt Service | $1,107 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
6 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65344, Miami, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 157 (100%) |
| Owner Occupied HU | 111 (70.7%) |
| Renter Occupied HU | 24 (15.3%) |
| Vacant Housing Units | 22 (14.0%) |
| Median Home Value | $154,167 |
| Average Home Value | $217,320 |
Housing Distribution
Address Breakdown
Residential
118
Single Family
118
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
6 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65344, Miami, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 157 (100%) |
| Owner Occupied HU | 111 (70.7%) |
| Renter Occupied HU | 24 (15.3%) |
| Vacant Housing Units | 22 (14.0%) |
| Median Home Value | $154,167 |
| Average Home Value | $217,320 |
Housing Distribution
Address Breakdown
Residential
118
Single Family
118
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jackie Tobar • Tower Realty LLC
Mls Name: Central Missouri BOR
Mls Provider:
Mls ID: #24-155
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.