31959 Olde Castle RdDyersvilleIA52040
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Dyersville rentals match the income profile of 31959 Olde Castle Rd, Dyersville, IA, 52040. Listed at $220,000, gross rent is $1,933/mo and net cash flow is $504/mo, a 10.54% yield well above national averages. DSCR 1.95 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $60,782 by year five with $2,026/yr in annual principal reduction, projecting $116,174 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.0% |
| Monthly Cash Flow | $504 | $300 |
City averages based on Dyersville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,933 |
| Total Monthly Debt Service | $1,341 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
0.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52040, Dyersville, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,672 (100%) |
| Owner Occupied HU | 2,064 (77.2%) |
| Renter Occupied HU | 443 (16.6%) |
| Vacant Housing Units | 165 ( 6.2%) |
| Median Home Value | $283,427 |
| Average Home Value | $306,472 |
Housing Distribution
Address Breakdown
Residential
2,589
Single Family
2,319
Multi-Family
270
Businesses
289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
0.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52040, Dyersville, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,672 (100%) |
| Owner Occupied HU | 2,064 (77.2%) |
| Renter Occupied HU | 443 (16.6%) |
| Vacant Housing Units | 165 ( 6.2%) |
| Median Home Value | $283,427 |
| Average Home Value | $306,472 |
Housing Distribution
Address Breakdown
Residential
2,589
Single Family
2,319
Multi-Family
270
Businesses
289
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices