31948 Del Cielo Este #7BonsallCA92003
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 31948 Del Cielo Este #7, Bonsall, CA, 92003 in Bonsall is a conservative rental investment at $610,000. Rental yield 7.61%. A 1.41 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $168,532; $5,618/yr in principal paydown supplements. Total projected return: $237,412.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.0% |
| Monthly Cash Flow | $(458) | $600 |
City averages based on Bonsall market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,868 |
| Total Monthly Debt Service | $3,531 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1980
2.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92003, Bonsall, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,190 (100%) |
| Owner Occupied HU | 1,588 (72.5%) |
| Renter Occupied HU | 424 (19.4%) |
| Vacant Housing Units | 178 ( 8.1%) |
| Median Home Value | $1,098,404 |
| Average Home Value | $1,218,994 |
Housing Distribution
Address Breakdown
Residential
1,978
Single Family
1,757
Multi-Family
221
Businesses
294
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1980
2.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92003, Bonsall, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,190 (100%) |
| Owner Occupied HU | 1,588 (72.5%) |
| Renter Occupied HU | 424 (19.4%) |
| Vacant Housing Units | 178 ( 8.1%) |
| Median Home Value | $1,098,404 |
| Average Home Value | $1,218,994 |
Housing Distribution
Address Breakdown
Residential
1,978
Single Family
1,757
Multi-Family
221
Businesses
294
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Gallegos • Premiere Real Estate
Mls Name: SDMLS
Mls ID: #260001937