3190 Hardin RdGuntersvilleAL35976








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Guntersville at 3190 Hardin Rd, Guntersville, AL, 35976 priced at $799,000 converts $3,380/mo rent into after a $3,911/mo obligation. Total monthly income equals $3,380/mo. Return on cash invested prints 14.44% in year one, and rental yield reads 5.08% against a $799,000 entry. Equity gained on principal adds $5,156/yr, while 5% annual appreciation compiles into $220,749 by year five. Five-year ROI reaches 72.95% and total cumulative return in cash sums $191,754. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $3,380/mo property income covering a $3,911/mo payment, not borrower’s personal income.
Single Family
Built in 2023
N/A lot
$N/A/sqft
$1,200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35976, Guntersville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,901 (100%) |
| Owner Occupied HU | 5,692 (63.9%) |
| Renter Occupied HU | 2,042 (22.9%) |
| Vacant Housing Units | 1,167 (13.1%) |
| Median Home Value | $309,624 |
| Average Home Value | $355,881 |
Housing Distribution
Address Breakdown
Residential
8,133
Single Family
7,824
Multi-Family
309
Businesses
939
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Nearby investment properties with comparable prices



Listed by: Casey Morton • Canopy Realty LLC
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21863635
Disclaimer: Properties marked with this icon are provided courtesy of the Valley MLS IDX Database. Some or all of the listings displayed may not belong to the firm whose website is being visited. All information provided is deemed reliable but is not guaranteed and should be independently verified. Copyright 2025 Valley MLS








