319 W Oak StStocktonCA95203








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Stockton at 319 W Oak St, Stockton, CA, 95203 earns from $2,014/mo rent with a $2,736/mo payment. Total monthly income totals $2,014/mo. ROI tracks 10.64% on current figures, and rental yield reads 4.32% at a $559,000 purchase. Equity gained on principal adds $3,607/yr, and 5% annual appreciation supports $154,441 over five years. Five-year ROI reaches 53.08% and total cumulative return in cash sums $97,611. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,014/mo property income instead of your personal income.
Multi Family
Built in 1900
5,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95203, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,194 (100%) |
| Owner Occupied HU | 2,285 (36.9%) |
| Renter Occupied HU | 3,475 (56.1%) |
| Vacant Housing Units | 434 ( 7.0%) |
| Median Home Value | $396,223 |
| Average Home Value | $493,610 |
Housing Distribution
Address Breakdown
Residential
5,739
Single Family
5,129
Multi-Family
610
Businesses
504
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Listed by: Susan Williams • PMZ Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225043898








