319 N Union StStauntonIL62088
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Total monthly income runs $696/mo, and a $685/mo payment. Purchase price stands at $139,900, and rental yield measures 5.97% with $696/mo rent. Return on cash invested shows 12.8% in year one, and 5% annual appreciation builds toward $38,652 over five years. Five-year ROI reaches 65.81% and total cumulative return in cash records $30,519. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $696/mo property income covering a $685/mo payment rather than investor’s personal income.
Single Family
Built in 1920
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62088, Staunton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,076 (100%) |
| Owner Occupied HU | 2,121 (69.0%) |
| Renter Occupied HU | 659 (21.4%) |
| Vacant Housing Units | 296 ( 9.6%) |
| Median Home Value | $151,474 |
| Average Home Value | $187,077 |
Housing Distribution
Address Breakdown
Residential
2,953
Single Family
2,876
Multi-Family
77
Businesses
185
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