319 Mountain View AvenueFort LuptonCO80621
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 319 Mountain View Avenue, Fort Lupton, CO, 80621 in Fort Lupton delivers $4,381/mo in gross rent and $883/mo in net monthly income at a $595,000 entry. The 8.84% yield and 1.55 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $164,388 over five years and $4,988/yr in equity from loan paydown, total projected return is $270,383.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 8.2% |
| Monthly Cash Flow | $883 | $300 |
City averages based on Fort Lupton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,381 |
| Total Monthly Debt Service | $3,407 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
6,555 sqft lot
$N/A/sqft
$31 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80621, Fort Lupton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,625 (100%) |
| Owner Occupied HU | 4,243 (75.4%) |
| Renter Occupied HU | 1,214 (21.6%) |
| Vacant Housing Units | 168 ( 3.0%) |
| Median Home Value | $468,879 |
| Average Home Value | $534,785 |
Housing Distribution
Address Breakdown
Residential
5,306
Single Family
5,080
Multi-Family
226
Businesses
476
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Devon Martin • Keller Williams Realty Urban Elite
Mls Name: REcolorado
Mls Provider:
Mls ID: #8828912
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)
