319 GOLDEN LAKE LoopSaint AugustineFL32084
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow319 GOLDEN LAKE Loop, Saint Augustine, FL, 32084 in Saint Augustine is a solid income-producing rental, 10.88% gross yield, $2,249/mo rent, $304/mo net cash flow on a $248,000 buy. DSCR 1.91 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $68,518 and $2,079/yr in principal reduction project a total cumulative return of $128,713.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.0% |
| Monthly Cash Flow | $304 | $200 |
City averages based on Saint Augustine market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,249 |
| Total Monthly Debt Service | $1,608 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2011
N/A lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: MANZURA A BENDER • US REALTY HUB
Mls Name: realMLS
Mls ID: #2129567
