319 Dunfey Lane #319WindsorCT06095
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow319 Dunfey Lane #319, Windsor, CT, 06095 in Windsor earns a respectable 10.5% gross yield at $239,000, but after the $1,075/mo mortgage the net cash flow is $114/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.94) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $66,031 over five years, making equity the dominant return driver. Total projected return: $100,045.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.2% |
| Monthly Cash Flow | $114 | $1,500 |
City averages based on Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,090 |
| Total Monthly Debt Service | $1,882 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1971
N/A lot
$N/A/sqft
$353 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06095, Windsor, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,305 (100%) |
| Owner Occupied HU | 9,355 (76.0%) |
| Renter Occupied HU | 2,485 (20.2%) |
| Vacant Housing Units | 465 ( 3.8%) |
| Median Home Value | $324,710 |
| Average Home Value | $340,007 |
Housing Distribution
Address Breakdown
Residential
12,058
Single Family
11,227
Multi-Family
831
Businesses
899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1971
N/A lot
$N/A/sqft
$353 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06095, Windsor, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,305 (100%) |
| Owner Occupied HU | 9,355 (76.0%) |
| Renter Occupied HU | 2,485 (20.2%) |
| Vacant Housing Units | 465 ( 3.8%) |
| Median Home Value | $324,710 |
| Average Home Value | $340,007 |
Housing Distribution
Address Breakdown
Residential
12,058
Single Family
11,227
Multi-Family
831
Businesses
899
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angela Ploszaj • Berkshire Hathaway NE Prop.
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24127182
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.