3188 Amsterdam Rd SEScioOH43988
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 3188 Amsterdam Rd SE, Scio, OH, 43988 in Scio. Rental yield 2.62%. At $375,000 with 2.62% gross yield, current distributions are modest, but the 5% appreciation rate projects $103,606 in new equity by year five, complemented by $3,454/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.49) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $36,884.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 6.2% |
| Monthly Cash Flow | $(1,647) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $820 |
| Total Monthly Debt Service | $2,317 |
| DSCR Ratio | 0.35x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2010
35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43988, Scio, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,211 (100%) |
| Owner Occupied HU | 706 (58.3%) |
| Renter Occupied HU | 197 (16.3%) |
| Vacant Housing Units | 308 (25.4%) |
| Median Home Value | $189,375 |
| Average Home Value | $259,653 |
Housing Distribution
Address Breakdown
Residential
1,037
Single Family
993
Multi-Family
44
Businesses
52
Nearby investment properties with comparable rents
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2010
35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43988, Scio, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,211 (100%) |
| Owner Occupied HU | 706 (58.3%) |
| Renter Occupied HU | 197 (16.3%) |
| Vacant Housing Units | 308 (25.4%) |
| Median Home Value | $189,375 |
| Average Home Value | $259,653 |
Housing Distribution
Address Breakdown
Residential
1,037
Single Family
993
Multi-Family
44
Businesses
52
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices